THE PRODUCT

We make your investment and insurance coverage work harder for you.

With Philam Life's Abundance Plus,an investment and life insurance plan-in-one, you can now enjoy the benefits of an income-earning insurance and investment plan while you’re still enjoying life!

Affordable and Flexible Investment Plan
You can start building your investment fund 

For as low as P20,000* a year.

You can pay in annual, semi-annual, or quarterly mode.

You can choose from any of our professionally-managed investment funds to suit your risk appetite and unique financial needs. You also have the ability to switch funds depending on your preferences.

You can increase your investment and insurance coverage whenever you have extra cash through our top-up premium option.

You can withdraw from your funds in case of emergency or other needs.

Guaranteed Life and Accident Insurance Protection

You can get guaranteed life insurance protection that is at least 5x your annual investment.
You will also get additional accident and health coverage amounting to at least 5x your annual investment.

You are assured that your policy will remain in-force regardless of the performance of the funds.**

With Abundance Plus, you can now enjoy returns on your investment plus life insurance coverage.

* Also available in US Dollar currency.
** Policy will remain in-force until age 64 or 30th policy year, whichever comes first. Assuming no scheduled premiums are missed for the first 10 years of the policy and no withdrawals are taken.